The Swiss Franc and Your Portfolio

 

You’ve almost certainly read about the recent drop in the global (and U.S.) stock markets, as a result of the “shocking” announcement by the Swiss central banking authority that it would not force the Swiss franc to trade at 1.2 euros. Be prepared to be shocked: you can now buy a Swiss franc with […]

Financial Habits and Net Worth

 

You already know that our financial habits determine our financial fate. If we avoid credit card debt, spend less than we earn and create a financial buffer against the unexpected, we tend to thrive financially. If we carry a lot of debt or live constantly on the edge, with little savings, then our financial […]

Share Buybacks

 

The U.S. stock market has delivered positive returns to investors for six consecutive years, and in five of those years, the returns were in the double-digits. Aggregate revenues and profits have soared to record levels and grown much faster than the slow growth of the underlying economy. Each month, the S&P 500 tests new […]

Protecting Yourself From Identity Theft

 

We’re hearing a lot more about identity theft these days—from hackers stealing credit card numbers from big banks and retail stores to individuals opening up credit card or bank accounts in your name, which they can use to write bad checks or make expensive purchases. Criminal identity thieves may also take out a loan […]

Malware Protection

 

Do you really need antivirus software on your home computers? Yes. The Internet is increasingly awash with creative malware that can severely damage your computer, destroy your files, and embed themselves quietly in your operating system, sending information that can be used by identity theft thieves, or allow hackers to turn your computer into […]

How to Make Good on Your Best Intentions

 

Among many other things, your U.S. government keeps track of the most popular New Year’s resolutions (you can find them here), and the list is about what you’d expect. At the top of the list is “lose weight,” followed by, in order of popularity:

Volunteer to help others Quit smoking Get a better education […]

2015 Investment Report: Dare to Believe?

 

Looking back on 2014, people are going to say it was a great year to be an investor. They won’t remember how uncertain the journey felt right up to the last day of a year that saw the S&P 500 close at a record level on 53 different days. Think back over a good […]